In today's tech epoch, buzzwords that are ruling the internet is low-code and no-code. First and foremost, a low-code and no-code principle is to speed the development and delivery of applications. Although they are not new happening, low-code has been around for over two decades. Nevertheless, with extensive digital transformation across industries, it is obtaining a pre-eminent status. While firms launch versatile digital applications, these low-codes, no-code platforms have permitted them to swiftly develop solutions that meet right in with their practices and processes.

Low-code and no-code modular methods let developers instantly create apps by helping them write code line by line. These approaches also enable business analysts, office administrators, small-business owners and others to build and test applications. Here people will build applications without any knowledge of traditional programming languages, machine code or the development work behind the platform's configurable elements.

Adaptation of Low-code/No-code Tools
Low-code/no-code platforms began from earlier rapid application development (RAD) tools such as Excel, Lotus Notes, and Microsoft Access that put excellent development like capabilities into the hands of business users, i.e., non-IT professionals. Still, those tools wanted users to learn the business apps thoroughly and their development conditions to develop capabilities. In detail, with low-code and no-code options' drag-and-drop features, users need minimal or no knowledge of the tools or development in general.

Businesses have started using such technology as non-technical executives or citizen developers to create applications when entire workforces have shifted to a remote working model

Besides, development with RAD tools usually provides abilities employed by the individual who built the functionality or by a limited number of users connected with the creator. Apps built on low-code or no-code platforms are robust enough to be used across businesses and by outside users such as clients and business associates.

Benefits of Low-code/No-code Development Platforms
Low-code and no-code platforms can be utilized to produce apps for various business or technical purposes. The apps have no complicated programming requirements and need no customization. Moreover, these programs can be applied to create business apps used by workers and apps used by business partners; they can also be used to create customer engagement apps. It is also used to improve legacy systems, whereby supporting organizations promote their digital transformations, further their migration to the cloud, or keep their use of newer innovative technologies such as IoT and artificial intelligence.

Content platforms such as WordPress have long supported writers publish online without understanding any HTML coding. And now, platforms that enable anyone to develop, publish and manage apps with no knowledge of computer code are gaining traction. Web development platforms with WYSWYG (what you see is what you get) editors, such as Wix, came next, allowing anyone to build and publish a full-fledged website. Platforms specific to use cases, such as Shopify, which allows anyone to set up an e-commerce platform, have also become important. The development of this place and its capabilities will unleash and have consequences for web developers, tech companies, and anyone who wishes to publish an app.

Low-code/No-code Applications to Empower Indian IT Services
Indian IT services providers have seen enhanced adhesion for low-code, no-code technology solutions. They enable non-technical professionals, or citizen developers, to quickly develop apps through simple drag and drop features and user friendly layouts. Industry experts say the COVID-19 pandemic heightened interest in low-code, no-code technology as companies created digital applications for customers. Businesses have started using such technology as non-technical executives or citizen developers to create applications when entire work forces have shifted to a remote working model.

Salil Parekh, chief executive of Infosys, said at a Nasscom conference last week, "we see more increased automation, machine learning, and artificial intelligence. These technology components will impact the business model because the way they communicate with customers is going to be automated, is going to be made by artificial intelligence".

Tata Consultancy Services chief operating officer N. Ganapathy Subramaniam said that such technology has been helpful when `rapid prototyping is required' to demonstrate an application to a customer before deploying it across an organization. "For the purpose of quickly showing something to the client, you could use the low-code, no-code technology to quickly put together an app to say that, this is the way the given platform could work. One can then refine it, use it and then see whether it can scale", he said.

While such solutions are predominantly given by technology leaders such as Microsoft, Amazon, Appian, Pega, and Service Now, Indian firms like Infosys, HCL Technologies, and Tech Mahindra are also building their low-code, no-code technology.

Mrinal Rai, a chief analyst at technology consulting firm ISG, said, "Indian managed service providers regularly partner with pure play low-code, no code platform vendors as well as with the hyperscalers that now also offer this capability. They leverage the existing solution platforms to enhance their domain specific capabilities". Further she added "There are some exceptions though. Infosys has developed low-code capabilities specifically targeting the banking industry. Tech Mahindra offers its own Phenom solution for low code. HCL announced Domino Volt a low-code capability solution".

Muzammil Patel, Global Head Strategy & Corporate Finance, Acies said "Despite financial institutions growing bigger, they had been staring at the prospect of disaggregation. New players including finTech,neo banks and consumer platforms are chipping away at these traditional institutions".

Maintaining/upgrading legacy technology still consumes approximately 75-80 percent of their technology budgets. This constrains the quantum of spend on the adoption of new cheaper technology and impairs their ability to compete effectively with new entrants. No-code platforms allow financial institutions an opportunity to break out of this vicious cycle and move to a path of optimized innovation.

Future of Low-code/No-code Applications
As per Gartner's forecast, low-code will be responsible for over 65 percent of application development activity by 2024. Low-code and no-code use is likely to progress among LOB workers, while more professional developers will also adopt it to help them with more ordinary programming tasks. According to Forrester, the top cities for low-code use are business process or workflow applications, web and mobile front ends, and customer facing applications. But low-code has expeditiously become a standard practice for fast application development, as shown by adapting to COVID-19 pandemic-related scenarios such as employee contract tracing apps. Experts predict that eventually, low-code will expand into broader areas such as reengineering technology stacks and ecosystems.

However, companies will practice traditional development for applications requiring extensive application functionality, data governance, and
deployment to specific architectures or environments.