
Top 10 DeFi Startups Drawing Attention from TradFi Investors

BuyUcoin
NCR-based BuyUcoin facilitates P2P DeFi loans collateralized by INR stablecoins, with rates 8-10% for SMEs underserved by banks.
TradFi edge: RBI sandbox approval and pilots with Union Bank for micro-lending tokenization.
Funding: $2 million from private angels. $5 million grant-linked round from MSME Ministry in 2025.
The Finish Line
India’s DeFi movement is no longer a fringe experiment it’s becoming the financial backbone of a digital-first economy. By blending innovation with regulation, these startups are transforming remittances, compliance, and trust into scalable blockchain value. With rising VC inflows and policy alignment, India is not just joining the global DeFi wave it’s steering it toward a $500 billion tokenized future.