Top 10 Indian Fintech Leaders Steering the Nation's Financial Future

6. Gaurav Hinduja – Co-Founder & MD, Axio (formerly Capital Float)

Gaurav Hinduja, along with Sashank Rishyasringa, founded Axio to address the working capital needs of India’s underserved small businesses and emerging middle class. Axio offers flexible credit solutions like BNPL, personal loans, and credit lines using advanced underwriting models. Hinduja’s expertise lies in combining technology with a customer-first philosophy, allowing Axio to scale credit delivery without compromising on quality or compliance.

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7. Sameer Nigam – Founder & CEO, PhonePe

Sameer Nigam has played a pivotal role in digitizing everyday payments across India. Under his leadership, PhonePe became one of the most widely used UPI-based platforms, with services spanning insurance, mutual funds, gold, and even tax payments. His efforts have enabled digital payments to become part of the daily lives of millions, from Tier I cities to the smallest villages. Nigam’s push for a scalable, interoperable platform aligns with India’s broader goal of digital financial inclusion.