The growing fiscal obligations and entails have aggrandized the Indian financial sector to a great extend. This booming ecosystem has facilitated business title holders with wide scopes and opportunities. Amit Jain, a past master of the Banking, Finance & Manufacturing sector, deciphered the capacity and settled on a plan to venture in this domain. He laid the founding stone of his much anticipated establishment, Recapita Finance a Non Banking Financial Company(NBFC)that offers solutions and advices concerning loans, best suiting the desideratum of both individuals and businesses. "The banking and financial realm engaged my attention so immensely that I decided to institute my own setup. Through which I intent to simplify the process of obtaining any kind of loan one wants. My purpose has been to share my apprehension about the industry and help people administer their financial affairs, be it investing or advancing," expresses Amit Jain, Founder, Recapita Finance.

The company mounts a wide array of solutions that makes Capital, Small Business, Personal, Corporate, Mortgage, Industrial Property and other such loans plainer and accessible. As a bonus, it manifests Financial and Corporate advisory as well. Under these, the company is putting forward services such as Corporate Finance, M&A Transaction, Valuations & Financial Advisor, and Corporate Advisory Services. To which he adds, "We go all out to help people fulfill their objectives be it personal or of a conglomerate. We have harped on product innovations, supervising and controlling the existing loan book. In Recapita Finance we are assaying out of the box ideas and approaches to grip with any sort of pitfall in the functioning." The company since day one has been supporting the working capital requirements of SME/MSME, making personnel loans more

accessible for salaried borrowers,and enable business loans for expansion of business activities within pursuers reach. Over and above, structured working capital, Personal loans repayable in easy EMI's, Lower interest Facility of payroll deductions directly from the borrower's employer are the strong suits of the company.and controlling the existing loan book. In Recapita Finance we are assaying out of the box ideas and approaches to grip with any sort of pitfall in the functioning. "The company since day one has been supporting the working capital requirements of SME/MSME, making personnel loans more accessible for salaried borrowers, and enable business loans for expansion of business activities within pursuers reach. Over and above, structured working capital, Personal loans repayable in easy EMI's,Lower interest rate, Facility of payroll deductions directly from the borrower's employer are the strong suits of the company.

Amit is a qualified Chartered Accountant having vast experience(more than two decades)in Banking and Corporate Finance

“One of our biggest strength is majority of our loan portfolio is short term which enables a very fast churning/turnover of money. We don't have long term loans in which case it is difficult to predict borrowers business repaying capability/regulatory regime specially at this fast changing market dynamics,” he states.

Putting up against the Odds
The company made its debut in a competitive market. For which it had to extend itself and put in extra efforts to find the borrowers and investors. But Amit's strong background in this domain has helped Recapita Finance create a disruption in the ecosystem, enduring significant traction at the same time. In a short space of time, the company has delivered services of the highest quality, started a loan book of their own and magnetized potential clients and venture capitalist. It has been recognized a pioneering startup by the Department of Industrial Policy and Promotion.

Future Plan of Action
In time to come, Recapita Finance ploys to measure up to the complex stipulation emanating in the industry, for which it has resolved to devise more loan products of noteworthy eminence. It has every intention to take a hand in the insurance sector, mutual fund distribution and Housing finance business. In essence, the company aspires to be a sachem in this field. Last but not the least; the company has set out to ensconce itself in all vicinity of the country. "Our ultimate goal is to become number one financier, being valued and respected for our ethics and efficacies. We intend to start equipment leasing business very soon, as successful corporates reaching to their highest level of leverage (Debt to equity) have boosted the opportunities. Observing which we have taken our initial steps towards it. The main intention here is to be the most preferred option assisting them with outright buy/financing of equipments. "We intend to expand our product offerings along with geographical expansion of physical Branch network in Tier-II & Tier-III cities in India,"he concludes.