• Branchx: Banking For Bharat
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    Branchx: Banking For Bharat

    Although migration plays an important role in the socio-economic lives of economies, the financial needs of migrants are restricted to remittances. Unreliable, expensive, and insecure channels of remittances and traditional savings have inhibited migrant households’ ability to utilize their earnings to save and create wealth. The Bharat migration to cities is no different. Closer observation reveals that people who move to the city for work earn fair wages and send those wages back to their families in villages. Because this money does not enter the mainstream economy, it does not circulate and keeps migrant workers poor. It also prevents them from taking advantage of financial products that would have otherwise provided them with multiple streams of income and greater economic...


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