Thats where Certus Capital steps in. Revolutionizing the way real estate professionals handle finance and investments, the firm has built a robust platform that channelizes domestic capital to the real estate sector. In Feb 2022, Certus launched its digital, secured debt investing platform, 'EARNNEST.ME', anchored around
EARNNEST.ME is dedicated to providing access to high quality debt investments secured by real estate, aiming to provide regular returns, typically in the range of 14-16 percent. The company holds a strong belief in real estate credit as a promising opportunity, considering the robust performance of the physical sector despite limited capital availability. Since its launch in February 2022, EARNNEST.ME has successfully concluded transactions amounting to approximately Rs.1,900 million by March 2023. As of March 2023, investments through the platform have returned around 15.6 percent, through a combination interest and principal pre-payments. To illustrate, an investor who invested Rs.1 million across the closed deals on EARNNEST.ME between February 2022 and March 2023 would have already received Rs.156,000 back by March 2023.
"Transparency is a key value upheld by EARNNEST.ME, providing investors with comprehensive information about investment opportunities to assess their suitability", states Ashish Khandelia, Founder of EARNNEST.ME. The team remains accessible and responsive to address any inquiries or provide additional details that potential investors may require prior to making their investment decisions. The platform welcomes Indian residents as investors, with a minimum investment amount currently set at Rs.1 million.
Furthermore, the company is backed by a highly skilled team. The leadership team at EARNNEST.ME possesses extensive transaction experience spanning various asset classes and capital structures. Collectively, their combined investing and advisory experience exceeds Rs.20,000 crores. With a cumulative experience of approximately 130 years, the team members have held prominent positions in both global and Indian financial institutions, including KKR, Morgan Stanley, GIC, Deloitte, HSBC, HDFC, Mirae Assets, and more. Senior members have extensive experience in their respective fields spanning investing, lending, investment banking, portfolio management, tech development, and financial product distribution.
In conclusion, EARNNEST.ME is rapidly gaining recognition as the most transparent and inclusive means of engaging in secured debt investments in Indian realestate sector. The response to the platform has been very positive. As the EARNNEST.ME platform continues to expand, it also serves as a spring board for the firm to initiate a Credit and Special Situations Fund which aims to raise between Rs.500-1000 crores.